@ Gregg, I once came around a parked car only to find a girl on a bicycle heading straight towards me. Fortunately we did not collide. Sometimes these incidents can be a teachable moment: ride with the traffic & walk against it. Just goes to show we still have a long ways to go with public education about bicycling.
RE: LIGHTNING: The BSA field guide says to move to shore if you are on the water or descend to a lower elevation if you are up high and move away from the direction of the approaching storm. A dense forest in a depression offers the greatest protection. Stay away from shallow caves & overhanging cliffs. Avoid bodies of water & metal fences & anything that might conduct electricity [(like your bike I assume)]. If you are out in the open spread out so you are at least 30 feet from each other. Futher minimize risk by crouching low on with only the soles of your shoes touching the ground. HOPE THIS HELPS, STAY SAFE EVERYONE!